I can't pay the large amounts of debt that I have incurred over the years; however I have a plan that I think would benefit us both. How about you raise my credit limits I will then in turn  promise that to cut my spending by about 1/10 of what I am now immediately and then I will look at my budget to make sure that from now on it is balanced. This is of course while I continue to spend the increase in credit that you extend me. Albeit slower but spending it nonetheless, I hope to have you paid off before my demise but if not I guess that I can leave the debt to my children and grandchildren.

I don't know how you can possibly pass up such a gonga offer from me. I will await to hear your response. If you are asking yourselves where I came up with such a great plan of action, my reply to you sir's and madame's would be my elected officials in Washington. I mean what's good for the goose is good for the gander right? Sincerely yours, The American People.